Monday, April 13, 2020A lot of business owners are trying new things in the COVID-19 era we find ourselves in. Business is having to be done in ways that were typically second, third and fourth options. One of the biggest trends I’ve seen in my own circle, is business owners having their employees work from home. READ MORE >>
Wednesday, April 8, 2020How many employees does your business have? If the answer is three or more, then you need to seriously consider adding Employment Practices Liability (EPLI) to your insurance portfolio. EPLI insurance can cover you against claims of discrimination, harassment, wage and hour violations, hiring/firing practices and a whole lot more. READ MORE >>
Monday, April 6, 2020I cannot stress this point enough - Cyber Liability Insurance is the most underbought and undervalued insurance coverage in our industry to date. You might find yourself asking why. Well, the answer is fairly simple if we take the time to consider how business is done in 2020. READ MORE >>
Friday, April 3, 2020Considering the recent coronavirus pandemic, the most frequently asked questions our office has been getting typically relates in some way shape or form to this… “does my insurance cover my lost income due to the coronavirus?” READ MORE >>
Thursday, April 2, 2020Do you feel like your homeowner insurance premium is always on the rise? To help you better understand why, here are some of the reasons: Even though, we did not have any major hurricanes in 2019, Florida home insurance rates continue to reflect the damage from Irma which hit the state in September 2017 and caused $11. READ MORE >>
Thursday, February 27, 2020In today’s world nearly every company has a cyber risk. It seems that daily, we learn about yet another cyber security incident and there is no evidence to suggest this trend will slow down in 2020 – brace yourselves! It’s not all ominous, however. READ MORE >>
Monday, February 10, 2020The largest difference between the two types of policies are that an HO3 policy is specifically for a house that is owner occupied and an HO6 policy was created for a condo unit owner. The HO3 policy is a mixture of named perils and open perils coverage. The HO6 policies tend to be fully named peril policies. READ MORE >>
Thursday, January 2, 2020On the morning of December 11, 2019 one of South Florida’s largest car dealerships was paralyzed by a cyber attack. Arrigo Automotive Group was a hacked with ransomware during one of the busiest months of the year for the local dealership. The hack left employees without work for days until new computers were installed at a price tag of $285,000. READ MORE >>
Wednesday, November 27, 2019The majority of community associations do not have direct employees and question the need to carry a Workers Compensation policy. There are two reasons that an association needs to carry a Workers Compensation policy. READ MORE >>
Wednesday, October 30, 2019When purchasing homeowner’s insurance, one of the main considerations is determining how much coverage is needed for the structure. Insuring your home at replacement cost is recommended and should not be insured based on the market value. Market value is the value of the home including the land which is not covered by the policy. READ MORE >>
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