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Park & Associates Inc Blog Page 3

View the latest blog posts from Park & Associates Inc.

Tuesday, November 3, 2020

Uninsured Motorist Coverage Comes in Two Forms: Stacked and Non-Stacked

Many people are unaware of the significant coverage difference between the two forms. Stacked benefits always gives you, the insured, the benefit of the broadest uninsured motorist coverage. Stacking your uninsured motorist coverage means you are able to collect uninsured motorist coverage from more than one car on your policy. READ MORE >>

Thursday, October 29, 2020

Diving Deep: Understanding Property Deductibles (Part 2)

Insurance can sometimes be complicated and hard to understand. In our “Diving Deep” series we explore sometimes forgotten or misunderstood coverages to help you better understand their application. This specific series will focus on one of the most commonly misunderstood aspects of property and business insurance – deductibles. READ MORE >>

Friday, October 23, 2020

Diving Deep: Understanding Property Deductibles (Part 1)

Insurance can sometimes be complicated and hard to understand. In our “Diving Deep” series we explore sometimes forgotten or misunderstood coverages to help you better understand their application. This specific series will focus on one of the most commonly misunderstood aspects of property and business insurance – deductibles. READ MORE >>

Friday, October 2, 2020

Diving Deep: Building Ordinance & Law Coverage – Part 3 of 3

In the third and final part of our “Diving Deep: Building Ordinance & Law” series, I’d like to focus our attention on Coverage C of this form – Increased Cost of Construction. As a reminder, Building Ordinance and Law Coverage is an option for property insurance. READ MORE >>

Thursday, September 24, 2020

Diving Deep: Building Ordinance & Law Coverage – Part 2 of 3

In the second part of our “Diving Deep: Building Ordinance & Law” series, I’d like to focus our attention on Coverage B of this form – Demolition Coverage. As a reminder, Building Ordinance and Law Coverage is an option for property insurance. READ MORE >>

Friday, September 18, 2020

Diving Deep: Building Ordinance & Law Coverage – Part 1 of 3

Insurance can sometimes be complicated and hard to understand. In our “Diving Deep” series we will explore sometimes forgotten or misunderstood coverages to help you better understand their application. This series will focus on one of the most important property coverages for South Florida insurance buyers – Building Ordinance & Law Coverage. READ MORE >>

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Tuesday, September 1, 2020

The Importance of Employment Practices Liability Insurance (EPLI) Coverage

Did you know that over 40% of Employment Practices Liability Insurance (EPLI) claims are brought against employers with under 100 employees (Source: SHRM)? EPLI is a fairly newer form of coverage protecting business owners against claims arising out of discrimination, wrongful termination, sexual harassment, family medical leave act violations, wage per hour violations, etc. READ MORE >>

Friday, August 28, 2020

Homeowners Association Insurance Responsibilities - Part 3 of 3 Series

To wrap up the last part of this series, I want to focus our attention to some of the most important coverages not yet discussed as it relates to your HOA… Directors & Officers (D&O), Crime, and Workers Compensation Insurance. READ MORE >>

Friday, August 21, 2020

Homeowners Association Insurance Responsibilities - Part 2 of 3 Series

“Why do I need to have insurance if my association already has insurance?” is one of the more common questions we hear those living within an association ask. There are a few answers to this question: The associations insurance generally covers common areas and commonly owned association property only – this does not include your individual home. READ MORE >>

Thursday, August 13, 2020

Homeowners Association Insurance Responsibilities - Part 1 of 3 Series

First things first. Let’s define what a homeowners association actually is. Under Florida Statute 720.301 Section 9, a homeowners association, means “a Florida corporation responsible for the operation of a community… in which the voting membership is made up of parcel owners&h... READ MORE >>

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Blog Archive
  • 2022
  • 2021
  • 2020

  • homeowners association insurance responsibilities(2)
  • building ordinance & law coverage insurance association(2)
  • personal property covered in storage unit(1)
  • what to do in a claim; inventory(1)
  • homeowners(1)
  • business income property insurance(1)
  • homeowners insurance not covered; homeowners exclusions(1)
  • value offered by an insurance agency(1)
  • proper insurance coverage(1)
  • personal property – replacement cost vs actual cash value(1)
  • business contract review by insurance consultant attorney and accountant i(1)
  • property insurance deductibles florida(1)
  • property owners insurance coverage needed building ordinance or law(1)
  • property insurance deductibles(1)
  • why buy flood insurance(1)
  • blanket additional insured and contracts liability coverage(1)
  • evaluate home insurance inventory belonging in new year(1)
  • epli insurance(1)
  • fema(1)
  • insurance cost coverage 2021(1)
  • association crime insurance(1)
  • solutions ot reduce insurance costs(1)
  • professional(1)
  • auto insurance stacked and non-stacked coverage(1)
  • environmental impairment liability insurance pollution(1)
  • how to calculate business income property insurance(1)
  • insurance consultant(1)
  • building ordinance & law coverage insurance commercial property(1)
  • extortion ransomware association cyber liability insurance(1)
  • insurance disclosure information risk exposures(1)
  • homeowners association insurance responsibilities series of three blogs(1)
  • association insurance high premium(1)
  • legislative updates to fl property market(1)
  • condo insurance home property liability(1)
  • property insurance deductible florida(1)
  • crime coverage(1)
  • florida ordinance and law coverage insurance building coverage(1)

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