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View the latest blog posts from Park & Associates Inc.

Friday, June 5, 2020

COPE(ing) with Property Insurance – How Insurance Companies Determine Your Premium

Do you pay too much for insurance? If you’re like most of the people I come across, the answer is probably yes. I consistently find that most people are under the impression they are paying too much for their insurance. But if everyone is paying “too much” then is it the industry causing this, or is there something else at play? READ MORE >>

Friday, May 22, 2020

What is a “Pollutant” and How is it Covered by Insurance?

One thing that most anyone who has read how various insurance policies would respond to the Coronavirus pandemic can agree on is this… “pollution” is a tricky word to define. It is also the largest exclusion in most General Liability policies (with some small exceptions). READ MORE >>

Friday, May 15, 2020

Calling All Property Owners – The One Insurance Coverage You Need Today

Do you own property in southeast Florida? If you do, you most likely have some form of property insurance. But just how much insurance do you actually have? And how much do you actually need? What coverages are important? Where are you most likely to have a loss? All of these are valid questions as it relates to your insurable property. READ MORE >>

Friday, May 8, 2020

How to Calculate Business Income Insurance

In my last post, I gave a high-level overview of what business income insurance is and why you, as a business owner, need this coverage. While Covid-19 has led to a lot of questions surrounding this coverage, the fact remains this is the only insurance coverage that will cover your risk of lost profit due to an insured loss affecting your ability to conduct business in a normal fashion. READ MORE >>

Monday, May 4, 2020

Business Income Insurance Explained

How important is business income insurance? Do you need it? Is extra expense coverage necessary? I would argue the answer to these questions is business income insurance is very important and absolutely necessary for every business owner. Consider what might happen if a fire damages your building, the roof collapsed, or a storm or tornado blew out all the windows. READ MORE >>

Friday, May 1, 2020

The Importance of Responsiveness

How many times have you reached out to an insurance agency without hearing back promptly? How many times have you not heard back at all? At Park & Associates we know how frustrating this can be. Insurance is usually the last thing you want to deal with. READ MORE >>

Monday, April 27, 2020

Correction to: “What’s the difference between an HO6 and HO3 insurance policy?”

I wanted to issue a correction to the above titled blog our agency posted a few months ago. It was recently brought to my attention by Stephen Sarasohn of Sarasohn & Company, Inc. that we overlooked a recommendation in that post. We said, “it is important to review your condo by-laws to understand what you are responsible for insuring vs. READ MORE >>

Friday, April 24, 2020

The Good Amongst the Bad

Looking for a silver lining through all of the coronavirus craziness? Would a rate reduction to your insurance help financial struggles? Well, good news! Insurance carriers in our area are doing just that! I have received several emails from the carriers we represent about credits (reduced premiu... READ MORE >>

Monday, April 20, 2020

Virtual Networking – A New Experience for (most) Everyone

Who is up for a Zoom, Microsoft Teams or Facetime networking call?  I’m sure most of us have had invitations to these and some have probably even attended or hosted their own. I’ll be the first to admit I was not super enthused about the prospect of sitting in front of a camera for an hour or more to give a 60-second commercial. READ MORE >>

Friday, April 17, 2020

Stories of Success – Hope for a Tough Time

Today I thought I’d share snippets of recent conversations I’ve had with people pushing through the current coronavirus pandemic. Not to talk about how they are dealing with it or about the thoughts and conversations we’ve shared, but about the successes that are still happening in their businesses today. READ MORE >>

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