Friday, September 18, 2020Insurance can sometimes be complicated and hard to understand. In our “Diving Deep” series we will explore sometimes forgotten or misunderstood coverages to help you better understand their application. This series will focus on one of the most important property coverages for South Florida insurance buyers – Building Ordinance & Law Coverage. READ MORE >>
Tuesday, September 1, 2020Did you know that over 40% of Employment Practices Liability Insurance (EPLI) claims are brought against employers with under 100 employees (Source: SHRM)? EPLI is a fairly newer form of coverage protecting business owners against claims arising out of discrimination, wrongful termination, sexual harassment, family medical leave act violations, wage per hour violations, etc. READ MORE >>
Friday, August 28, 2020To wrap up the last part of this series, I want to focus our attention to some of the most important coverages not yet discussed as it relates to your HOA… Directors & Officers (D&O), Crime, and Workers Compensation Insurance. READ MORE >>
Friday, August 21, 2020“Why do I need to have insurance if my association already has insurance?” is one of the more common questions we hear those living within an association ask. There are a few answers to this question: The associations insurance generally covers common areas and commonly owned association property only – this does not include your individual home. READ MORE >>
Thursday, August 13, 2020First things first. Let’s define what a homeowners association actually is. Under Florida Statute 720.301 Section 9, a homeowners association, means “a Florida corporation responsible for the operation of a community… in which the voting membership is made up of parcel owners&h... READ MORE >>
Friday, August 7, 2020Cyber Liability coverage is a very important coverage for any business using computers, while storing any personal identifiable information. When purchasing a Cyber Liability policy, it is important to be sure that the policy includes coverage for cyber extortion and ransomware. READ MORE >>
Monday, July 6, 2020Hurricane season is here and before a storm heads our way, following are a few tips to be prepared for the storm. Having hurricane supplies on hand prior to hurricane season helps avoid dealing with long lines and stores running out of supplies. It is especially important with Covid-19 restrictions in place. READ MORE >>
Friday, June 19, 2020The timing couldn’t be worse. Between the coronavirus pandemic, uncertainty around various business markets, and the general concern for how you’re going to continue to operate at 100%, it seems like we can’t catch a break in 2020. READ MORE >>
Friday, June 12, 2020How well does your insurance consultant know you? How well do they know your business? I find the answer to be scattered depending on who I am talking to. Regardless of the insured, however, it is of the utmost importance that their insurance consultant be just as tuned into their lives and business as those closest to them. READ MORE >>
Friday, June 5, 2020Do you pay too much for insurance? If you’re like most of the people I come across, the answer is probably yes. I consistently find that most people are under the impression they are paying too much for their insurance. But if everyone is paying “too much” then is it the industry causing this, or is there something else at play? READ MORE >>
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