Tuesday, November 3, 2020Many people are unaware of the significant coverage difference between the two forms. Stacked benefits always gives you, the insured, the benefit of the broadest uninsured motorist coverage. Stacking your uninsured motorist coverage means you are able to collect uninsured motorist coverage from more than one car on your policy. READ MORE >>
Thursday, October 29, 2020Insurance can sometimes be complicated and hard to understand. In our “Diving Deep” series we explore sometimes forgotten or misunderstood coverages to help you better understand their application. This specific series will focus on one of the most commonly misunderstood aspects of property and business insurance – deductibles. READ MORE >>
Friday, October 23, 2020Insurance can sometimes be complicated and hard to understand. In our “Diving Deep” series we explore sometimes forgotten or misunderstood coverages to help you better understand their application. This specific series will focus on one of the most commonly misunderstood aspects of property and business insurance – deductibles. READ MORE >>
Friday, October 2, 2020In the third and final part of our “Diving Deep: Building Ordinance & Law” series, I’d like to focus our attention on Coverage C of this form – Increased Cost of Construction. As a reminder, Building Ordinance and Law Coverage is an option for property insurance. READ MORE >>
Thursday, September 24, 2020In the second part of our “Diving Deep: Building Ordinance & Law” series, I’d like to focus our attention on Coverage B of this form – Demolition Coverage. As a reminder, Building Ordinance and Law Coverage is an option for property insurance. READ MORE >>
Friday, September 18, 2020Insurance can sometimes be complicated and hard to understand. In our “Diving Deep” series we will explore sometimes forgotten or misunderstood coverages to help you better understand their application. This series will focus on one of the most important property coverages for South Florida insurance buyers – Building Ordinance & Law Coverage. READ MORE >>
Tuesday, September 1, 2020Did you know that over 40% of Employment Practices Liability Insurance (EPLI) claims are brought against employers with under 100 employees (Source: SHRM)? EPLI is a fairly newer form of coverage protecting business owners against claims arising out of discrimination, wrongful termination, sexual harassment, family medical leave act violations, wage per hour violations, etc. READ MORE >>
Friday, August 28, 2020To wrap up the last part of this series, I want to focus our attention to some of the most important coverages not yet discussed as it relates to your HOA… Directors & Officers (D&O), Crime, and Workers Compensation Insurance. READ MORE >>
Friday, August 21, 2020“Why do I need to have insurance if my association already has insurance?” is one of the more common questions we hear those living within an association ask. There are a few answers to this question: The associations insurance generally covers common areas and commonly owned association property only – this does not include your individual home. READ MORE >>
Thursday, August 13, 2020First things first. Let’s define what a homeowners association actually is. Under Florida Statute 720.301 Section 9, a homeowners association, means “a Florida corporation responsible for the operation of a community… in which the voting membership is made up of parcel owners&h... READ MORE >>
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