Park & Associates Inc Blog: insurance
View the latest blog posts from Park & Associates Inc.
Wednesday, June 2, 2021A flood is considered to be rising water coming from the outside in; whether caused by excess rain, storm surge, lake rise, etc. Flooding is not generally covered by homeowners insurance and you need specific flood coverage to be protected, when a flood occurs. Flood insurance rates in low to moderate flood zones are very affordable. READ MORE >>
Monday, May 3, 2021Whether insuring commercial or personal risk, just about everyone is interested in reducing their insurance premiums. Quite a few of my clients call in to say the same thing to me every year, “Joyce, I haven’t had claim in 20 years. I am frustrated with the cost to keep my insurance but is a requirement of my contracts with my clients. READ MORE >>
Tuesday, March 2, 2021Homeowners may think their policy offers coverage for all damages. This is a misconception and there are some key areas where you may need a separate policy or an endorsement to be fully protected. The most common is flood coverage. Unless you can endorse flood on your homeowners policy, a separate flood policy is required. READ MORE >>
Friday, February 26, 2021In this next series titled, “Association Insurance” we will turn our focus to the homeowners and condo association worlds. In today’s post I really want to hone in on one the most important insurance coverage concerning your associations funds and those who are responsible for its spending and wellbeing. READ MORE >>
Friday, January 15, 2021Most importantly and before we get into anything insurance, I want to wish everyone that has been reading this blog a Happy New Year! I think we can all say a collective “goodbye and good riddance” to the year that was 2020! I, for one, couldn’t be more excited that 2021 is here and am ready to make it the best year this decade has seen! READ MORE >>
Wednesday, December 30, 20202020 has been a year we will never forget… no matter how much we’d like to. This year has forced us to change in many ways. From the way we do business to how we celebrate the holidays with our families. From struggling with texting to becoming video conferencing professionals, even our elders have had to adapt to this new world. READ MORE >>
Friday, November 13, 2020Insurance can sometimes be complicated and hard to understand. In our “Diving Deep” series we explore sometimes forgotten or misunderstood coverages to help you better understand their application. This specific series is focusing on one of the most commonly misunderstood aspects of property and business insurance – deductibles. READ MORE >>
Tuesday, November 3, 2020Many people are unaware of the significant coverage difference between the two forms. Stacked benefits always gives you, the insured, the benefit of the broadest uninsured motorist coverage. Stacking your uninsured motorist coverage means you are able to collect uninsured motorist coverage from more than one car on your policy. READ MORE >>
Thursday, October 29, 2020Insurance can sometimes be complicated and hard to understand. In our “Diving Deep” series we explore sometimes forgotten or misunderstood coverages to help you better understand their application. This specific series will focus on one of the most commonly misunderstood aspects of property and business insurance – deductibles. READ MORE >>
Friday, October 23, 2020Insurance can sometimes be complicated and hard to understand. In our “Diving Deep” series we explore sometimes forgotten or misunderstood coverages to help you better understand their application. This specific series will focus on one of the most commonly misunderstood aspects of property and business insurance – deductibles. READ MORE >>
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