Insurance and insurance companies continue to push back against their bad reputation. Many people perceive insurance as a necessary evil and believe that the insurance companies can’t be trusted. This outdated perspective is based in a number of factors which we will address below.
1. Insurance products are not easy to understand
The insurance policy documents are lengthy, filled with technical terms and insurance jargon, an average consumer is unable to comprehend. With the help of a knowledgeable and education minded insurance agent, like Park & Associates, you can rest easy knowing that you have a solid understand of your coverages and access to someone who will be by your side when you need a refresher.
2. Insurance companies are not to be trusted
Many people believe that the insurance business is out to get them. The lack of trust stems from either past negative service/claim experiences or from the general bad public perception of insurance companies. A good agent will help the insured understand the differences in insurance carriers and programs so they can make a fully informed decision up front and not have to worry about these issues at claim time.
3.Insurance products are intangible
People struggle with spending money on intangible products, many do not want to think about the possibility of a claim in the future. An experienced agent is able to present insurance as more than just a vague, peace of mind concept by discussing real life insurance claims that help in seeing insurance as an important assets’ protector.
Many feel confident about their future and the ability to tackle unseen circumstances, however there is a significant discrepancy between the perceived ability and reality. Choosing the right insurance policy that fits your needs is an integral part of financial planning and at Park & Associates we help thousands of insurance consumers do just this. Give us a call today to experience the difference for yourself!
If you have any questions, please feel free to call us at (561) 994-0880.