Friday, June 19, 2020The timing couldn’t be worse. Between the coronavirus pandemic, uncertainty around various business markets, and the general concern for how you’re going to continue to operate at 100%, it seems like we can’t catch a break in 2020. READ MORE >>
Friday, June 12, 2020How well does your insurance consultant know you? How well do they know your business? I find the answer to be scattered depending on who I am talking to. Regardless of the insured, however, it is of the utmost importance that their insurance consultant be just as tuned into their lives and business as those closest to them. READ MORE >>
Friday, June 5, 2020Do you pay too much for insurance? If you’re like most of the people I come across, the answer is probably yes. I consistently find that most people are under the impression they are paying too much for their insurance. But if everyone is paying “too much” then is it the industry causing this, or is there something else at play? READ MORE >>
Friday, May 22, 2020One thing that most anyone who has read how various insurance policies would respond to the Coronavirus pandemic can agree on is this… “pollution” is a tricky word to define. It is also the largest exclusion in most General Liability policies (with some small exceptions). READ MORE >>
Friday, May 15, 2020Do you own property in southeast Florida? If you do, you most likely have some form of property insurance. But just how much insurance do you actually have? And how much do you actually need? What coverages are important? Where are you most likely to have a loss? All of these are valid questions as it relates to your insurable property. READ MORE >>
Friday, May 8, 2020In my last post, I gave a high-level overview of what business income insurance is and why you, as a business owner, need this coverage. While Covid-19 has led to a lot of questions surrounding this coverage, the fact remains this is the only insurance coverage that will cover your risk of lost profit due to an insured loss affecting your ability to conduct business in a normal fashion. READ MORE >>
Monday, May 4, 2020How important is business income insurance? Do you need it? Is extra expense coverage necessary? I would argue the answer to these questions is business income insurance is very important and absolutely necessary for every business owner. Consider what might happen if a fire damages your building, the roof collapsed, or a storm or tornado blew out all the windows. READ MORE >>
Monday, April 27, 2020I wanted to issue a correction to the above titled blog our agency posted a few months ago. It was recently brought to my attention by Stephen Sarasohn of Sarasohn & Company, Inc. that we overlooked a recommendation in that post. We said, “it is important to review your condo by-laws to understand what you are responsible for insuring vs. READ MORE >>
Friday, April 24, 2020Looking for a silver lining through all of the coronavirus craziness? Would a rate reduction to your insurance help financial struggles? Well, good news! Insurance carriers in our area are doing just that! I have received several emails from the carriers we represent about credits (reduced premiu... READ MORE >>
Wednesday, April 8, 2020How many employees does your business have? If the answer is three or more, then you need to seriously consider adding Employment Practices Liability (EPLI) to your insurance portfolio. EPLI insurance can cover you against claims of discrimination, harassment, wage and hour violations, hiring/firing practices and a whole lot more. READ MORE >>
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