Tuesday, May 10, 2022We are all seeing higher than usual insurance prices this year. Today I heard someone tell me that they were told by another local insurance agent that the reason for their increase was due to inflation. That was the first I had heard this reason and, in my humble opinion, it does ring true to our agency’s experience. READ MORE >>
Tuesday, April 5, 2022Many condo owners ask why they need a condo policy for their unit when there is a Condo Association Master Policy. The master policy generally covers the building structure and its surrounding property. However, the master policy does not provide individual coverage for units and it’s recommended that a condo policy, known as a HO6, be purchased. READ MORE >>
Tuesday, March 1, 2022Recently I was asked to provide three reasons why working with Park & Associates is different than the countless other insurance agencies you find in South Florida and across the state. This is a question I loved receiving as more often than not insurance agents/consultants are considered to be “all the same”. READ MORE >>
Friday, January 7, 2022Maybe your New Year’s resolution was to renovate your home. Maybe you received a generous gift from a loved one. In the midst of all this excitement, did you think to discuss these new plans/gifts with your insurance consultant? READ MORE >>
Monday, December 6, 2021You discovered your business opportunity and you are forming relevant long term contacts to grow the business. In the midst of all this excitement and planning, have you consulted with all critical individuals to implement and achieve your business plan? Who would those resources be? READ MORE >>
Tuesday, November 2, 2021Many businesses do not have coverage for Employment Practices Liability (EPLI) and do not realize the importance of the coverage until it is too late and a suit has already been brought against them.
EPLI provides coverage for employers against suits and allegations from a potential hire to a fo... READ MORE >>
Monday, August 2, 2021An important coverage available to both personal homeowners, dwelling and commercial buildings owners, is “Building Ordinance and Law Coverage”. This coverage is not normally included in commercial property policies, but can often be added by endorsement for an additional premium. READ MORE >>
Wednesday, June 2, 2021A flood is considered to be rising water coming from the outside in; whether caused by excess rain, storm surge, lake rise, etc. Flooding is not generally covered by homeowners insurance and you need specific flood coverage to be protected, when a flood occurs. Flood insurance rates in low to moderate flood zones are very affordable. READ MORE >>
Monday, May 3, 2021Whether insuring commercial or personal risk, just about everyone is interested in reducing their insurance premiums. Quite a few of my clients call in to say the same thing to me every year, “Joyce, I haven’t had claim in 20 years. I am frustrated with the cost to keep my insurance but is a requirement of my contracts with my clients. READ MORE >>
Tuesday, March 2, 2021Homeowners may think their policy offers coverage for all damages. This is a misconception and there are some key areas where you may need a separate policy or an endorsement to be fully protected. The most common is flood coverage. Unless you can endorse flood on your homeowners policy, a separate flood policy is required. READ MORE >>
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