Thursday, September 24, 2020In the second part of our “Diving Deep: Building Ordinance & Law” series, I’d like to focus our attention on Coverage B of this form – Demolition Coverage. As a reminder, Building Ordinance and Law Coverage is an option for property insurance. READ MORE >>
Friday, September 18, 2020Insurance can sometimes be complicated and hard to understand. In our “Diving Deep” series we will explore sometimes forgotten or misunderstood coverages to help you better understand their application. This series will focus on one of the most important property coverages for South Florida insurance buyers – Building Ordinance & Law Coverage. READ MORE >>
Friday, August 28, 2020To wrap up the last part of this series, I want to focus our attention to some of the most important coverages not yet discussed as it relates to your HOA… Directors & Officers (D&O), Crime, and Workers Compensation Insurance. READ MORE >>
Friday, August 21, 2020“Why do I need to have insurance if my association already has insurance?” is one of the more common questions we hear those living within an association ask. There are a few answers to this question: The associations insurance generally covers common areas and commonly owned association property only – this does not include your individual home. READ MORE >>
Thursday, August 13, 2020First things first. Let’s define what a homeowners association actually is. Under Florida Statute 720.301 Section 9, a homeowners association, means “a Florida corporation responsible for the operation of a community… in which the voting membership is made up of parcel owners&h... READ MORE >>
Friday, August 7, 2020Cyber Liability coverage is a very important coverage for any business using computers, while storing any personal identifiable information. When purchasing a Cyber Liability policy, it is important to be sure that the policy includes coverage for cyber extortion and ransomware. READ MORE >>
Friday, June 19, 2020The timing couldn’t be worse. Between the coronavirus pandemic, uncertainty around various business markets, and the general concern for how you’re going to continue to operate at 100%, it seems like we can’t catch a break in 2020. READ MORE >>
Friday, June 12, 2020How well does your insurance consultant know you? How well do they know your business? I find the answer to be scattered depending on who I am talking to. Regardless of the insured, however, it is of the utmost importance that their insurance consultant be just as tuned into their lives and business as those closest to them. READ MORE >>
Friday, June 5, 2020Do you pay too much for insurance? If you’re like most of the people I come across, the answer is probably yes. I consistently find that most people are under the impression they are paying too much for their insurance. But if everyone is paying “too much” then is it the industry causing this, or is there something else at play? READ MORE >>
Friday, May 22, 2020One thing that most anyone who has read how various insurance policies would respond to the Coronavirus pandemic can agree on is this… “pollution” is a tricky word to define. It is also the largest exclusion in most General Liability policies (with some small exceptions). READ MORE >>
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