Wrecked Vehicles

Why is this coverage so important? Do I really need to purchase it? After all, I do have medical insurance.

Uninsured/Underinsured motorist coverage is a very important coverage that is highly recommended by insurance professionals.

It provides protection for you and the passengers in your automobile if you or any passenger is injured in an accident with someone who does not have insurance or who does not have enough insurance.

Here are some of the reasons why it is highly recommended:

  1. It pays for medical expenses that are not covered by medical insurance including deductibles, copays and excluded procedures and treatment.
  2. It pays for loss of income and derivative damages such as loss of consortium.
  3. It provides coverage for pain and suffering.
  4. It provides coverage for retraining, rehabilitation, and certain living arrangements.

Why not protect yourself from the unexpected? If we rely on others to take care of our needs, we would be trusting our lives to the unknown. Your life is worth much more than that. To further discuss this very important coverage, please contact Park & Associates to speak with an insurance professional.

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